Roofing Services
Roofing: Your Home's First Line of Defense
The roof is your home's most important barrier against weather and structural damage. However, many homeowners only seek help when they already have leaks, not realizing that at that point the problem has become an emergency.
Shingle damage often has hidden problems that are not visible from below, such as shingles that have been lifted or displaced by storms and high winds. In addition, in most cases, there is also damage underneath the shingles, which significantly increases the cost of repair.
Prevention: Regular Inspections to Avoid High Costs
To protect your home and avoid costly damage, we recommend having roofing inspections performed at least twice a year by a licensed professional. These inspections allow you to detect problems early and prevent leaks that could compromise your home's structure.
Not waiting to see leaks can save you thousands of dollars in repairs and avoid health risks to your family caused by moisture and mold.
Together We Can Negotiate to Get Your Insurance to Pay for Your New Roof
If your roof has damage caused by nature, your insurance should cover full replacement, provided a proper claim is filed. We will assist you through the entire process of negotiating with your insurer to make sure you receive the coverage you are entitled to.
It is important to know the details of your policy, such as whether it includes upgrade code coverage, the value of your deductible and what damages are covered. When you apply for a permit to replace a roof in Connecticut, it must comply with the updated building code, which involves installing essential items such as Ice & Water Shield and seam tape. These upgrades, required by law, may increase the cost of the project, but if your policy includes updated code coverage, the insurance should cover these additional expenses.
RCV vs. ACV: What Type of Policy Do You Have?
It is critical for homeowners to understand what type of insurance policy they have, as this determines how much the insurance will cover in the event of damage:
RCV (Replacement Cost Value): Covers the full replacement cost of the roof with similar quality materials, not discounting depreciation.
ACV (Actual Cash Value): Only pays the current value of the roof taking into account depreciation, which means the homeowner may have to cover the difference.
Knowing this information will help you make better decisions when filing a claim and ensure you receive the coverage you are truly entitled to.
Guarantee and Quality with GAF Products
To guarantee your investment, we work with GAF, the number one brand of roofing products in the United States. We use high-quality materials that offer a 30-year factory warranty, ensuring the durability and strength of your roof.
In addition, we back our work with a 2-year labor warranty, which is validated when the city issues the Certificate of Approval, confirming that the installation complies with the Connecticut building code and has been performed with the highest quality standards.
We Take Care of the Entire Process
We know that dealing with insurance and coordinating a roof replacement can be overwhelming. We take care of the entire process, from the initial inspection to filing the claim and installing the new roof, making sure everything is done in compliance with Connecticut building code.
Avoid High Costs and Protect Your Home
The only payment homeowners need to make is their insurance deductible, while the rest of the cost is covered by the insurer. Also, it is important to know that filing a claim for natural damages will not increase the value of your policy or your monthly payment, since these damages are contemplated in your contract.
Don't wait for a leak to become an emergency. Make regular inspections and protect your home with the coverage you are entitled to.